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Ticker:CSBK
Company Name: Clifton Savings Bancorp, Inc.

Business Overview from 10-K filing for Clifton Savings Bancorp, Inc.:

Clifton Savings Bancorp, Inc. was organized as a federal corporation at the direction of Clifton Savings Bank, S.L.A. in connection with the mutual holding company reorganization of Clifton Savings. The reorganization was completed on March 3, 2004. In the reorganization, Clifton Savings Bancorp sold 450f its outstanding shares of common stock to the public and issued 550f its outstanding shares of common stock to Clifton MHC, the mutual holding company parent of Clifton Savings. So long as Clifton MHC exists, it will own at least a majority of Clifton Savings Bancorp's common stock. Clifton Savings Bancorp's business activity is the ownership of the outstanding capital stock of Clifton Savings and management of the investment of offering proceeds retained from the reorganization.     

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