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Ticker:CTZN
Company Name: Citizens First Bancorp, Inc.

Business Overview from 10-K filing for Citizens First Bancorp, Inc.:

Citizens First Bancorp, Inc. (the “Bancorp”) was organized in October 2000 as a Delaware business corporation at the direction of Citizens First Savings Bank (“Citizens”) and is the holding company for Citizens and Metrobank (“Metrobank”, see Note 2 to the Company’s Consolidated Financial Statements under Item 8 of this Report), state-chartered savings banks headquartered in Port Huron and Farmington Hills, Michigan, respectively. The consolidated financial statements include the accounts of the Bancorp and its wholly-owned subsidiaries (the “Company”) Citizens and Metrobank (the “Banks”). Citizens also includes the accounts of its wholly owned subsidiaries, Citizens Financial Services, Inc., and Citizens First Mortgage, LLC. Citizens Financial Services, Inc. includes the accounts of its wholly owned subsidiary, and CFS Insurance Agency.     

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