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Ticker:EVBN
Company Name: Evans Bancorp, Inc.

Business Overview from 10-K filing for Evans Bancorp, Inc.:

Evans Bancorp, Inc. (the “Company”) is a New York business corporation which is registered as a financial holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”). The principal offices of the Company are located at 14-16 North Main Street, Angola, New York 14006 and its telephone number is (716) 926-2000. The Company was incorporated on October 28, 1988. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this Report as the “Company.” The Company’s common stock is traded on the Nasdaq National Market system under the symbol “EVBN.” At December 31, 2004, the Company had consolidated total assets of $429.0 million, deposits of $301.9 million and stockholders’ equity of $35.5 million. The Company had 163 full-time and 14 part-time employees at December 31, 2004. The Company’s primary business is the operation of its subsidiaries.     

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