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Ticker:FFSX
Company Name: First Federal Bankshares, Inc.

Business Overview from 10-K filing for First Federal Bankshares, Inc.:

First Federal Bankshares, Inc. (the "Company" or the "Registrant") is a Delaware corporation that serves as the holding company for First Federal Bank, a federally chartered stock savings bank headquartered in Sioux City, Iowa (the "Bank"). As of June 30, 2005, the Company owned 1000f the Bank's common stock, and currently the Company engages in no other significant activities beyond its ownership of such common stock. Consequently, its net income is derived primarily from the Bank's operation. Prior to April 13, 1999, the Bank's common stock was owned approximately 53.490y First Federal Bankshares, M.H.C. (the "Mutual Holding Company") and 46.510y public stockholders.     

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