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Ticker:FLAG
Company Name: FLAG Financial Corporation

Business Overview from 10-K filing for FLAG Financial Corporation:

Flag Financial Corporation (Flag or the Company) is a bank holding company headquartered in Atlanta, Georgia and is registered under the Bank Holding Company Act of 1956, as amended. The Company is the sole shareholder of Flag Bank (the Bank) and was incorporated under the laws of the State of Georgia on February 9, 1993. As a bank holding company, the Company facilitates the Banks abilities to serve its customers requirements for financial services. The holding company structure provides greater financial and operating flexibility than is available to the Bank. For example, the Company may assist the Bank in maintaining its required capital ratios by borrowing money and contributing the proceeds of the debt to the Bank as primary capital.     

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