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Ticker:FNBF
Company Name: FNB Financial Services Corporation

Business Overview from 10-K filing for FNB Financial Services Corporation:

FNB Financial Services Corporation (the "Company") is a North Carolina ("NC") financial holding company with consolidated assets of $865.3 million, deposits of $724.3 million and shareholders' equity of $70.4 million, as of December 31, 2004. The Company was organized in 1984 as a North Carolina bank holding company, although its predecessor and wholly-owned subsidiary, FNB Southeast (the "Bank"), opened as Rockingham Savings Bank and Trust in 1910, and was then chartered as a national bank in 1918 under the name of First National Bank of Reidsville. In May 1997, the Bank changed its name to First National Bank Southeast to reflect its expansion into new markets. Effective March 15, 1999, the Bank changed its charter from a national bank to a NC state bank and changed its name to FNB Southeast.     

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