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Ticker:HARB
Company Name: Harbor Florida Bancshares Inc

Business Overview from 10-K filing for Harbor Florida Bancshares Inc:

Harbor Florida Bancshares, Inc., (the “Company” or “Bancshares”), is a Delaware corporation organized in 1998 and is the holding company for Harbor Federal Savings Bank (the “Bank”), a federally chartered savings bank. The Bank was founded in 1934 as a federally chartered savings institution. The Company owns 1000f the Bank’s common stock. Currently, the Company engages in no other significant activities beyond its ownership of the Bank’s common stock. Consequently, its net income is derived from the Bank. The Bank provides a wide range of banking and related insurance services but is principally engaged in the business of attracting deposits predominately from the communities it serves and using these and other funds to originate primarily residential, consumer, and commercial real estate loans. Harbor Insurance Agency, Inc., a wholly owned subsidiary of the Bank, also provides a wide range of insurance products.     

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