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Ticker:HAVNP
Company Name: New York Community Bancorp, Inc.

Business Overview from 10-K filing for New York Community Bancorp, Inc.:

New York Community Bancorp, Inc. is the holding company for New York Community Bank (the “Bank”) and the fourth largest thrift in the nation, with assets of $24.0 billion at December 31, 2004. The Bank is the leading producer of multi-family mortgage loans for portfolio in New York City, with a year-end 2004 balance of $9.8 billion, and the third largest thrift depository in the New York metropolitan region, with deposits of $10.4 billion and 143 banking offices. Formerly known as “Queens County Bancorp, Inc.,” the Company was incorporated in the State of Delaware on July 20, 1993 to serve as the holding company for New York Community Bank, formerly known as “Queens County Savings Bank.” The Bank was established on April 14, 1859 and was the first savings bank chartered by the State of New York in the New York City borough of Queens.  g   

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