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Ticker:MDST
Company Name: Mid-State Bancshares

Business Overview from 10-K filing for Mid-State Bancshares:

Mid-State Bancshares (the Company) is the parent company to Mid-State Bank & Trust (the Bank), its 1000wned principal subsidiary. The Company is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended (BHC Act) and is subject to the supervision and regulation of the Board of Governors of the Federal Reserve System (Federal Reserve Board). The Company, through the Bank, derives its income primarily from interest received on loans, and to a lesser extent, from interest on investment securities, fees received in connection with loans and other services offered, including loan servicing and deposit services. The Company’s major operating expenses are the interest it pays on deposits and borrowings and general operating expenses.     

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