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Ticker:PBNY
Company Name: Provident New York Bancorp

Business Overview from 10-K filing for Provident New York Bancorp:

Provident Bancorp, Inc. ("Provident Bancorp" or the "Company") is a federally chartered corporation that owns all of the outstanding common stock of Provident Bank. At September 30, 2003, Provident Bancorp had consolidated assets of $1.2 billion, deposits of $869.5 million and stockholders' equity of $117.9 million. As of September 30, 2003, Provident Bancorp had 7,946,521 shares of common stock issued and outstanding. As of that date, Provident Bancorp, MHC owned 4,416,000 shares of common stock of Provident Bancorp, representing 55.60f the issued and outstanding shares of common stock. The remaining 3,530,521 shares are held by the public. Provident Bank Provident Bank is a full-service, community-oriented savings bank that provides financial services to individuals, families and businesses through 18 branch offices and 25 ATMs throughout Rockland and Orange Counties, New York.     

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