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Ticker:SCMFO
Company Name: Southern Community Financial Corporation

Business Overview from 10-K filing for Southern Community Financial Corporation:

Southern Community Financial Corporation (“company”) is the holding company for Southern Community Bank and Trust (“bank”) a Community bank with eighteen banking offices throughout the Piedmont Triad region of North Carolina. The bank commenced operations on November 18, 1996 and effective October 1, 2001 became a wholly-owned subsidiary of the newly formed holding company. The Piedmont Triad area is located in the north central region of North Carolina and includes the cities of Winston-Salem (our headquarters), Greensboro and High Point. At December 31, 2004, we had total assets of $1.2 billion, net loans of $783.6 million, deposits of $845.2 million, and shareholders’ equity of $136.9 million. We had net income of $8.1 million and $3.7 million and diluted earnings per share of $.45 and $.40 for the years ended December 31, 2004 and 2003, respectively. We had net income of $3.2 million and diluted earnings per share of $.35 for the year ended December 31, 2002.     

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