We are a bank holding company headquartered in Rosemont, Illinois, a suburb of Chicago. We derive substantially all of our revenue from our wholly-owned subsidiary, Cole Taylor Bank. We provide a range of products and services to both commercial and consumer customers primarily in the Chicago metropolitan area. At December 31, 2004, we had assets of approximately $2.9 billion, deposits of approximately $2.3 billion, and stockholders’ equity of $155.3 million. Cole Taylor Bank was founded in 1929 by forefathers of the Taylor family. Taylor Capital Group, Inc. was formed in 1996 in connection with the split-off of the Bank from Cole Taylor Financial Group, Inc. (later renamed Reliance Acceptance Group, Inc.). We also own all of the stock of TAYC Capital Trust I and TAYC Capital Trust II. Both Trusts are Delaware statutory trusts that we formed solely to issue trust preferred securities.  g   

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