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Ticker:WFSI
Company Name: WFS Financial Inc.

Business Overview from 10-K filing for WFS Financial Inc.:

We are one of the nation’s largest independent automobile finance companies with 32 years of experience in the automobile finance industry. We believe that the automobile finance industry is the second largest consumer finance industry in the United States with approximately $500 billion of loan originations during 2004. We originate installment contracts, otherwise known as contracts, secured by new and pre-owned automobiles through our relationships with franchised and independent automobile dealers nationwide. We originated $6.6 billion of contracts during 2004 and managed a portfolio of $11.6 billion contracts at December 31, 2004. For the year ended December 31, 2004, approximately 340f our contract originations were for the purchase of new automobiles and approximately 660f our contract originations were for the purchase of pre-owned automobiles.  g   

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