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Glossary Term: DEPOSITS

Definition(s) for DEPOSITS:


1. ) The basic statutory and regulatory definitions of ‘‘deposits’’ are contained in Section 3(1) of the Federal Deposit Insurance Act and in the Federal Reserve Regulation D. The definitions in these two legal sources differ in certain respects. Furthermore, for purposes of these reports, the reporting standards for deposits specified in these instructions do not strictly follow the precise legal definitions in these two sources. In addition, deposits for purposes of this report, include deposits of thrift institutions. The definitions of deposits to be reported in the deposit items of the Consolidated Financial Statements of Bank Holding Companies are discussed below under the following headings:


See Also:
REFUNDING ESCROW DEPOSITS (REDS), RETAIL DEPOSITS, SAVINGS DEPOSITS, REGULATION Q PROHIBITION AGAINST PAYMENT ON INTEREST ON DEMAND DEPOSITS, BORROWINGS AND DEPOSITS IN FOREIGN OFFICES, BROKERED DEPOSITS, BROKERED RETAIL DEPOSITS, DEMAND DEPOSITS, NOTES AND DEBENTURES SUBORDINATED TO DEPOSITS, SAVINGS DEPOSITS, TIME DEPOSITS


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