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Glossary Term: TERM LIFE

Definition(s) for TERM LIFE:


1. ) pertains to the simplest kind of life insurance, in which an insurer promises to pay a certain death benefit if an individual dies during the term for which the policy is in effect. It is also a contract that provides a death benefit but no cash build up or investment component. The premium remains constant only for a specified term of years, and the policy is generally renewable at the end of each term. Types include annual-renewable and level-premium term.



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